This site is hosted by Yahoo! Store. Yahoo! hosts the store pages, ordering system, and order data. Yahoo! automatically collects order information but may only use this information in the aggregate. If you accessed this store through Yahoo! Shopping, Yahoo! also automatically collects information about your shopping experience. Please see the Yahoo! Privacy Policy for more information about how Yahoo! uses this information.

TWO PRIVACY POLICIES APPLY.

This is the Privacy Policy of Faithful Servant LLC, the company producing the content of The Christian Value Investor Website (www.TCVI-24-7.com)the flagship newsletter of the same name, its sister newsletters The Christian Utility Investor and The Christian Transportation Investor as well as all content on the website and any other printed matter marketed on it. These may be referred to individually or collectively herein as "the website," "the Newsletter," “We,” "Us" or the “Company” or by their respective names. Yahoo! Inc. hosts the website and their Privacy Policy also applies to certain aspects of site visitation and website use. You can find their policy as stated above

WHAT INFORMATION DO WE COLLECT?

We collect information from you when you purchase items from the site. When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, postal address, phone number, credit card information and the date of the transaction will be automatically recorded. You may, however, visit our site anonymously.

WHAT DO WE USE YOUR INFORMATION FOR?

Any of the information we collect from you may be used in one of the following ways: 1. To process transactions. Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested. 2. To send periodic emails. The email address you provide for order processing, may be used to send you information and updates pertaining to your order, in addition to occasional company news, updates, related product or service information, etc. Your Postal address is required to show the point of delivery for the product which, in turn, determines if its sale is subject to, or exempt from, New York State Sales Tax.

HOW DO WE PROTECT YOUR INFORMATION?

We implement a variety of security measures to maintain the safety of your personal information when you place an order We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway provider’s database accessible only by those authorized special access rights to such systems and required to keep the information confidential. After your subscription transaction is finalized, the only privately identifiable information we maintain on file are your phone number, postal and e-mail addresses to ensure delivery of future newsletter editions throughout your subscription period.

DO WE DISCLOSE ANY INFORMATION TO OUTSIDE PARTIES?

We do not sell, trade, or otherwise transfer your personal data to outside parties. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

CALIFORNIA ONLINE PRIVACY PROTECTION ACT COMPLIANCE.

We maintain compliance with the California Online Privacy Protection Act because we value your privacy. We therefore will not distribute your personal information to outside parties without your consent.

CHILDREN'S ONLINE PRIVACY PROTECTION ACT COMPLIANCE.

We are in compliance with the requirements of COPPA (Children's Online Privacy Protection Act). We do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

ONLINE PRIVACY POLICY ONLY.

This online privacy policy applies only to information collected through our website and not to information collected offline.

TERMS AND CONDITIONS OF USE.

Please also review our Terms and Conditions section below that establishes the terms of use, disclaimers, and limitations of liability governing the use of this website and the corresponding newsletter.

YOUR CONSENT:

By using our site, you consent to our privacy policy.

CHANGES TO OUR PRIVACY POLICY

If we decide to change our privacy policy, we will update the Privacy Policy modification date below. This policy was last modified on October 20, 2011.

CONTACTING US:

If there are any questions regarding this privacy policy you may contact us using the information below. E-mail contact is preferred.

Faithful Servant LLC, 5510 Whig Street, Salamanca, New York 14779

FaithfulServantLLC@Yahoo.com

(585)981-0578 (Mon-Sat 9-5 Eastern)

TERMS AND CONDITIONS OF USE

Welcome to The Christian Value Investor Website(www.TCVI-24-7.com) owned and operated by Faithful Servant LLC of 5510 Whig Street, Salamanca NY 14779 that herein may also be referred to as “we,” “us,” “our,” "TCVI" or “the company”. Its principal purpose is to market The Christian Value Investor (The Newsletter) and its sister publications focused on the Utility and Transportation market sectors, that are available only by subscription from this website. The Website and the family of Newsletter sold thereon are collectively referred to as TCVI.

PLEASE READ THESE TERMS OF USE CAREFULLY. BY USE OF THE WEBSITE YOU ARE AGREEING TO COMPLY WITH THESE TERMS OF USE AS THEY APPLY TO THE WEBSITE, WEBSITE CONTENT AND USER CONTENT. IF YOU SUBSCRIBE TO THE NEWSLETTER (BECOME A MEMBER) YOU ARE AGREEING TO COMPLY WITH THESE TERMS WITH RESPECT TO TCVI AND ALL CONTENT MATERIAL. BE ADVISED THE TERMS AND CONDITIONS OF USE MAY CHANGE FROM TIME TO TIME AS SET FORTH IN SECTION XII BELOW.

I. INTELLECTUAL PROPERTY

TCVI content (and any derivative works or enhancements of the same) including, but not limited to, all text, illustrations, files, images, software, scripts, graphics, photos, sounds, music, videos, information, content, materials, products, services, URLs, technology, documentation, and interactive features (collectively, the TCVI Content) and all intellectual property rights to the same are owned by Faithful Servant LLC, our licensors, or both. Additionally, all trademarks, service marks, trade names and trade dress that may appear on TCVI are owned by us, our licensors, or both. Except for the limited use rights granted to you in these Terms of Use, you shall not acquire any right, title or interest in the Website or any TCVI Content. Any rights not expressly granted in these Terms of Use are expressly reserved.

II. TCVI ACCESS AND USE

A. Access to TCVI including, without limitation, the TCVI Content is provided for your information and personal, non-commercial use only. When using TCVI, you agree to comply with all applicable federal, state, and local laws including, without limitation copyright law. Except as expressly permitted in these Terms of Use, you may not use, reproduce, distribute, create derivative works based upon, publicly display, publicly perform, publish, transmit, or otherwise exploit TCVI Content for any purpose whatsoever without obtaining prior written consent from us or, in the case of third-party content, its respective owner. In certain instances, we may permit you to download one copy of these materials on any single computer and print a copy of the materials for your personal, non-commercial use in learning about, evaluating or acquiring the services or products of Faithful Servant LLC. No other permission is granted to you to print, copy, reproduce, distribute, transmit, upload, download, store, display in public, alter, or modify these materials. You acknowledge that you do not acquire any ownership rights by downloading or printing TCVI Content.

B. Except as expressly permitted in these Terms of Use, you may not:

1. Remove, alter, cover, or distort any copyright, trademark, or other proprietary rights notice related to TCVI or included content;

2. Circumvent, disable or otherwise interfere with security-related features of the Website including, without limitation, any features that prevent or restrict use or copying of any content or enforce limitations on the use of the Website or Website Content;

3. Use an automatic device (such as a robot or spider) or manual process to copy or scrape the Website or Website Content for any purpose without the express written permission of Faithful Servant LLC. Notwithstanding the foregoing, Faithful Servant LLC grants public search engine operators permission to use automatic devices (such as robots or spiders) to copy Website Content from the Website for the sole purpose of creating (and only to the extent necessary to create) a searchable index of Website Content that is available to the public. We reserve the right to revoke this permission (generally or specifically) at any time;

4. Collect or harvest any personally identifiable information from the Website including, without limitation, user names, passwords, email addresses;

5. Solicit other users to join or become members of any commercial online service or other organization without our prior written approval;

6. Attempt to or interfere with the proper working of the Website or impair, overburden, or disable the same;

7. Decompile, reverse engineer, or disassemble any portion of any the Website;

8. Use network-monitoring software to determine architecture of or extract usage data from the Website;

9. Encourage conduct that violates any local, state or federal law, either civil or criminal, or impersonate another user, person, or entity.

10. Engage in any conduct that restricts or inhibits any other user from using or enjoying the Website, or;

11. Fail to cooperate fully with Faithful Servant LLC to investigate any suspected or actual activity that is in breach of these Terms of Use.

III. CONDITIONS FOR LINKING TO THE WEBSITE

Upon your acceptance of these Terms of Use as evidenced by your clicking where indicated your acceptance of and agreement to these terms, we hereby grant you a non-exclusive, limited license, revocable at our discretion, for you to link to the Website home page from any site you own or control that is not commercially competitive with the Website and does not criticize or otherwise injure the Website, so long as the site where the link resides, and all other locations to which such site links, comply with all applicable laws and do not in any way abuse, defame, stalk, threaten or violate the rights of privacy, publicity, intellectual property or other legal rights of others or, in any way, post, publish, distribute, disseminate or facilitate any inappropriate, infringing, defamatory, profane, indecent, obscene or illegal/unlawful information, topic, name or other material that violates the spirit of our mission. Such a link is not an endorsement of such other site(s) by us. All of our rights and remedies are expressly reserved.

IV. MEMBER REGISTRATION (SUBSCRIPTION)

A. In order to access or use some features of TCVI, you may have to subscribe to the Newsletter. If you are under the age of thirteen, then you are not permitted to subscribe or otherwise submit personal information to this Website.

B. If you subscribe, you will provide true, accurate and complete registration information and, if such information changes, you will promptly update the relevant information. As a subscriber you are said to have membership in TCVI and are responsible for safeguarding material as defined in Section II.

V. USER CONTENT

A. We may now or in the future permit users to post, upload, transmit through, or otherwise make available on the Website (collectively, submit) messages, text, illustrations, files, images, graphics, photos, comments, sounds, music, videos, information, content, and/or other materials (User Content). Subject to the rights and license you grant herein, you retain all right, title and interest in your User Content. We do not guarantee any confidentiality with respect to User Content even if it is not published on the Website. It is solely your responsibility to monitor and protect any intellectual property rights that you may have in your User Content, and we do not accept any responsibility for the same.

B. You shall not submit any User Content protected by copyright, trademark, patent, trade secret, moral right, or other intellectual property, personal, contractual, proprietary or other third-party right without the express permission of the owner of the respective right. You are solely liable for any damage resulting from your failure to obtain such permission or from any other harm resulting from User Content that you submit.

C. You represent, warrant, and covenant that you will not submit any User Content that:

1. Violates or infringes in any way upon the rights of others, including, but not limited to, any copyright, trademark, patent, trade secret, moral right, or other intellectual property, personal, contractual, proprietary or other third-party right of any person or entity;

2. Impersonates another or is unlawful, threatening, abusive, libelous, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane, pornographic, lewd, lascivious, filthy, excessively violent, harassing or otherwise objectionable;

3. Encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law;

4. Is an advertisement for goods or services or a solicitation of funds;

5. Includes personal information such as messages which identify phone numbers, social security numbers, account numbers, addresses, or employer references;

6. Contains a formula, instruction, or advice that could cause harm or injury;

7. Is a chain letter of any kind; or

8. Would result in us having any obligation or liability to any party for the licensed use by us of your submission.

Any conduct by a user that in our sole discretion restricts or inhibits any other user from using or enjoying the Website will not be permitted.

D. By submitting User Content to us, simultaneously with such posting you automatically grant, or warrant that the owner has expressly granted, to us a worldwide, royalty-free, perpetual, irrevocable, non-exclusive, fully licensable, and transferable right and license to use, record, sell, lease, reproduce, distribute, create derivative works based upon (including, without limitation, translations), publicly display, publicly perform, transmit, publish and otherwise exploit the User Content (in whole or in part) as we, in our sole discretion, deem appropriate including, without limitation, (1) in connection with our business; and (2) in connection with the businesses of our successors, parents, subsidiaries, and their related companies. We may exercise this grant in any format, media or technology now known or later developed for the full term of any copyright that may exist in such User Content. Furthermore, you also grant other users permission to access your User Content and to use, record, sell, lease, reproduce, distribute, create derivative works based upon, publicly display, publicly perform, transmit, publish and otherwise exploit your User Content for personal, non-commercial use as permitted by the functionality of the Website and these Terms of Use. The granted rights include the right to configure, host, index, cache, digitize, compress, optimize, modify, edit, adapt, and remove such content and combine same with other materials. Furthermore, we are free to use any ideas, concepts, know-how or techniques contained in any User Content you submit without any remuneration or obligation to you.

E. By submitting User Content, you also grant us the right, but not the obligation to use your biographical information including, without limitation, your name and geographical location in connection with broadcast, print, online, or other use or publication of your User Content.

F. We reserve the right to display advertisements in connection with your User Content and to use your User Content for advertising and promotional purposes. You acknowledge and agree that your User Content may be included on the Websites and advertising networks of our distribution partners and third-party service providers (including their downstream users).

G. We have the right, but not the obligation, to monitor User Content. Please exercise caution and common sense when viewing User Content. We have no obligation to post, maintain or otherwise make use of User Content and do not guarantee distribution of User Content. We may discontinue operation of the Website, or your use of the Website, in either case in whole or in part, in our sole discretion. You have no right to maintain or access your User Content on the Website and we have no obligation to return your User Content or otherwise make it available to you.

H. The rights granted by you hereunder may not be terminated, revoked or rescinded and are not subject to reversion. If you become aware that User Content you have submitted includes any material for which you lack the unrestricted right to grant us the rights set forth above without obligations or liability to any party, you agree to promptly provide us with detailed written notice thereof to Faithful Servant LLC, PO Box 501, Salamanca NY 14779.

VI. TCVI CONTENT & THIRD-PARTY LINKS

A. We provide TCVI including, without limitation Website and User Content for entertainment, educational and promotional purposes only. You may not rely on any information and opinions expressed by TCVI for any other purpose. In all instances, it is your responsibility to evaluate the accuracy, timeliness, completeness, or usefulness of TCVI Content. Under no circumstances will we be liable for any loss or damage caused by your reliance on any TCVI Content.

B. In some instances, Website Content will include content posted by a third-party or will represent the opinions and judgments of a third-party. We do not endorse, warrant and are not responsible for the accuracy, timeliness, completeness, or reliability of any opinion, advice, or statement made on the Website by anyone other than authorized employees or spokespersons while acting in their official capacities.

C. The Website may contain links to other websites maintained by third-parties. We do not operate or control, in any respect, or necessarily endorse the content found on these third-party websites. You assume sole responsibility for your use of third-party links. We are not responsible for any content posted on third-party websites or liable to you for any loss or damage of any sort incurred as a result of your dealings with any third-party or their websites.

VII. INDEMNIFICATION

You agree to indemnify and hold harmless Faithful Servant LLC, and its employees, agents, distribution partners, affiliates, subsidiaries, and their related companies from and against any and all claims, liabilities, losses, damages, obligations, costs and expenses (including reasonable attorneys’ fees and costs) arising out of, related to, or that may arise in connection with: (i) your access to or use of the Website; (ii) User Content provided by you; (iii) any actual or alleged violation or breach by you of these Terms of Use; (iv) any actual or alleged breach of any representation, warranty, or covenant that you have made to us; or (v) your acts or omissions. You agree to cooperate fully with us in the defense of any claim that is the subject of your obligations hereunder. VIII. DISCLAIMERS A. DISCLAIMER OF WARRANTIES. YOU EXPRESSLY AGREE THAT USE OF THE WEBSITE IS AT YOUR SOLE RISK. TCVI AND TCVI CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. FAITHFUL SERVANT LLC DISCLAIMS ANY AND ALL WARRANTIES INCLUDING ANY:

1. WARRANTIES THAT TCVI WILL MEET YOUR REQUIREMENTS;

2. WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, SECURITY, USEFULNESS, TIMELINESS, OR INFORMATIONAL CONTENT OF THE WEBSITE OR WEBSITE CONTENT;

3. WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE;

4. WARRANTIES FOR SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON OUR WEBSITE OR ACCESSED THROUGH THE WEBSITE;

5. WARRANTIES CONCERNING THE ACCURACY OR RELIABILITY OF THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF TCVI AND TCVI CONTENT;

6. WARRANTIES THAT YOUR USE OF THE WEBSITE WILL BE SECURE OR UNINTERRUPTED; AND

7. WARRANTIES THAT ERRORS IN THE SOFTWARE WILL BE CORRECTED.

B. FINANCIAL DISCLAIMER.

1. THIS WEBSITE IS MADE AVAILABLE FOR YOUR USE BY FAITHFUL SERVANT LLC SUBJECT TO THESE TERMS OF USE. CERTAIN WEBSITE CONTENT THEREON MAY BE CONSTRUED AS CONSTITUTING A FINANCIAL WEBSITE. SUCH WEBSITE CONTENT MAY BE DELAYED AS SPECIFIED BY FINANCIAL EXCHANGES OR THIRD-PARTY PROVIDERS OF INFORMATION. WWW.TCVI-24-7.COM AND THE THIRD-PARTY PROVIDERS OF WEBSITE CONTENT FURNISH THE INFORMATION AVAILABLE ON THE WEBSITE WITHOUT RESPONSIBILITY FOR ACCURACY AND YOU AGREE THAT ERRORS CONTAINED IN SUCH INFORMATION SHALL NOT BE MADE THE BASIS FOR ANY CLAIM, DEMAND OR CAUSE OF ACTION AGAINST FAITHFUL SERVANT LLC OR ANY THIRD-PARTY PROVIDER OF INFORMATION.

2. FAITHFUL SERVANT LLC BELIEVES ITS TCVI CONTENT AND SERVICES TO BE RELIABLE, BUT ACCURACY IS NOT WARRANTED OR GUARANTEED. TCVI INCLUDES FACTS, VIEWS, OPINIONS AND RECOMMENDATIONS OF INDIVIDUALS AND ORGANIZATIONS DEEMED OF INTEREST. NEITHER TCVI, THEIR PUBLISHER FAITHFUL SERVANT LLC, NOR THE THIRD-PARTY PROVIDERS OF TCVI CONTENT GUARANTEES THE ACCURACY, COMPLETENESS OR TIMELINESS OF, OR OTHERWISE ENDORSES, THESE VIEWS, OPINIONS OR RECOMMENDATIONS, GIVES INVESTMENT ADVICE, OR ADVOCATES THE PURCHASE OR SALE OF ANY SECURITY OR INVESTMENT.

3. YOU AGREE NOT TO REPRODUCE, RETRANSMIT, DISSEMINATE, SELL, DISTRIBUTE, PUBLISH, BROADCAST, CIRCULATE OR COMMERCIALLY EXPLOIT TCVI CONTENT AVAILABLE IN ANY MANNER WITHOUT THE EXPRESS WRITTEN CONSENT OF FAITHFUL SERVANT LLC, OR TO USE TCVI CONTENT FOR ANY UNLAWFUL PURPOSE. THE WEBSITE MAY POINT TO OTHER SITES THAT MAY BE OF INTEREST TO YOU BUT FOR WHICH FAITHFUL SERVANT LLC HAS NO RESPONSIBILITY.

4. NEITHER FAITHFUL SERVANT LLC, NOR ANY OF ITS THIRD-PARTY PROVIDERS OF INFORMATION, PARENTS, MEMBERS, SUBSIDIARIES, AFFILIATES, SERVICE PROVIDERS, LICENSORS, OFFICERS, DIRECTORS OR EMPLOYEES SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES RESULTING FROM THE USE OR THE INABILITY TO TCVI OR TCVI CONTENT, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE DAMAGES.

IX. LIMITATION OF LIABILITY AND ARBITRATION

A. UNDER NO CIRCUMSTANCES SHALL FAITHFUL SERVANT LLC, AND ITS EMPLOYEES, AGENTS, DISTRIBUTION PARTNERS, AFFILIATES, SUBSIDIARIES AND THEIR RELATED COMPANIES BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES ARISING OUT OF, RELATING TO, OR IN ANY WAY CONNECTED WITH TCVI OR THESE TERMS OF USE. YOUR SOLE REMEDY FOR DISSATISFACTION WITH TCVI INCLUDING, WITHOUT LIMITATION, TCVI CONTENT IS TO STOP USING TCVI. SUCH LIMITATION SHALL ALSO APPLY WITH RESPECT TO DAMAGES INCURRED BY REASON OF SERVICES OR PRODUCTS RECEIVED THROUGH OR ADVERTISED IN CONNECTION WITH THE WEBSITE OR ANY LINKS ON THE WEBSITE, AS WELL AS BY REASON OF ANY INFORMATION OR ADVICE RECEIVED THROUGH OR ADVERTISED IN CONNECTION WITH THE WEBSITE OR ANY LINKS ON THE WEBSITE. SUCH LIMITATION SHALL ALSO APPLY WITH RESPECT TO DAMAGES INCURRED BY REASON OF ANY CONTENT POSTED BY A THIRD-PARTY OR CONDUCT OF A THIRD-PARTY ON THE WEBSITE.

B. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, IN NO EVENT SHALL THE CUMULATIVE LIABILITY OF FAITHFUL SERVANT LLC, AND ITS EMPLOYEES, AGENTS, DISTRIBUTION PARTNERS, AFFILIATES, SUBSIDIARIES AND THEIR RELATED COMPANIES EXCEED THE GREATER OF THE TOTAL PAYMENTS RECEIVED FROM YOU BY FAITHFUL SERVANT LLC DURING THE PRECEDING TWELVE (12) MONTH PERIOD OR $100.

C. IN SOME JURISDICTIONS LIMITATIONS OF LIABILITY ARE NOT PERMITTED. IN SUCH JURISDICTIONS, SOME OF THE FOREGOING LIMITATIONS MAY NOT APPLY TO YOU. THESE LIMITATIONS SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW.

D. ARBITRATION.

1. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, INASMUCH AS LIMITATIONS OF LIABILITY ARE NOT PERMITTED IN SOME JURISDICTIONS, ANY SURVIVING CLAIMS, DISPUTES, OR CONTROVERSIES BETWEEN TCVI USERS WHO AGREE TO THESE TERMS OF USE AND FAITHFUL SERVANT LLC (COLLECTIVELY THE PARTIES) WILL TO THE FULLEST EXTENT BE RESOLVED BY BINDING ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION AS SET FORTH BELOW (THE AGREEMENT).

2. ARBITRATION MAY BE INITIATED BY ANY PARTY BY SENDING WRITTEN NOTICE OF ITS INTENTION TO ARBITRATE (NOTICE) TO THE OTHER PARTY AND THE NAMED ARBITRATION ASSOCIATION. THE NOTICE SHALL CONTAIN A DESCRIPTION OF THE CLAIM, DISPUTE, OR CONTROVERSY AND THE REMEDY REQUESTED. FOR ANY CLAIM REQUESTING RELIEF OR AN AWARD OF LESS THAN ONE HUNDRED THOUSAND DOLLARS ($100,000), THE ARBITRATION WILL BE CONDUCTED BEFORE A SINGLE INDEPENDENT AND IMPARTIAL ARBITRATOR SELECTED BY THE PARTIES OR BY THE ARBITRATION ASSOCIATION NAMED BY THE PARTIES ABOVE.

3. THE ARBITRATOR WILL DELIVER THE DECISION OR AWARD IN WRITING WITH A SUMMARY OF THE REASONS FOR THE DECISION OR AWARD, AND THE DECISION OR AWARD SHALL BE FINAL AND BINDING ON ALL PARTIES, THEIR SUCCESSORS AND ASSIGNS. IN AN APPROPRIATE CASE, THE ARBITRATOR MAY GRANT A MOTION TO DISMISS THE CLAIM OR A MOTION FOR SUMMARY DEPOSITION OF THE CLAIM. JUDGMENT ON THE DECISION OR AWARD MAY BE ENTERED BY ANY COURT HAVING JURISDICTION. FEES AND COSTS OF THE ARBITRATION WILL BE PAID AS DIRECTED BY THE ARBITRATOR, OR BE EQUALLY DIVIDED BETWEEN THE PARTIES, IF NO FEE IS SET AND PAYMENT OBLIGATION DETERMINED BY THE ARBITRATOR.

4. THIS AGREEMENT IS AN ELECTION TO RESOLVE CLAIMS, DISPUTES, AND CONTROVERSIES BY ARBITRATION RATHER THAN THE JUDICIAL PROCESS. IT IS UNDERSTOOD THAT THE PARTIES WAIVE ANY RIGHT TO A JURY TRIAL OR A TRIAL IN COURT. THE PARTIES UNDERSTAND THAT THE RULES APPLICABLE TO ARBITRATIONS AND THE RIGHTS OF PARTIES IN ARBITRATIONS DIFFER FROM THE RULES AND RIGHTS APPLICABLE IN COURT. THE ARBITRATION WILL BE CONDUCTED AT AN APPROPRIATE TIME AND PLACE SET BY THE ARBITRATOR IN THE COUNTY OF CATTARAUGUS OR ERIE, STATE OF NEW YORK.

5. THE PARTIES ACKNOWLEDGE THAT A COPY OF THIS AGREEMENT IS MADE AVAILABLE TO THEM BY THE ACT OF PRINTING A COPY OF THESE TERMS OF USE.

X. TERMINATION

A. We reserve the right in our sole discretion and at any time to terminate or suspend your TCVI Membership and/or block your access to the Website for any reason including, without limitation if you have failed to comply with the letter and spirit of these Terms of Use. You agree that Faithful Servant LLC shall not be liable to you or any third-party for any termination or suspension of your Membership or for blocking your access to the Website.

B. You may terminate your Membership at any time by mail to Faithful Servant LLC, 5510 Whig Street, Salamanca NY 14779 or sending an e-mail to FaithfulServantLLC@Yahoo.com

C. Any suspension or termination shall not affect your obligations to us under these Terms of Use. The provisions of these Terms of Use which by their nature should survive the suspension or termination of your Membership shall survive including, but not limited to the rights and licenses that you have granted hereunder, indemnities, releases, disclaimers, limitations on liability, and provisions related to choice of law,

XI. CHOICE OF LAW

These Terms of Use shall be construed in accordance with the laws of the State of New York without regard to its conflict of laws rules.

XII. AMENDMENT; ADDITIONAL TERMS

A. We reserve the right in our sole discretion and at any time and for any reason, to modify or discontinue any aspect or feature of the Website or to modify these Terms of Use. In addition, we reserve the right to provide you with operating rules or Additional Terms that may govern your use of TCVI generally, unique parts of the Website, or both (Additional Terms). Any Additional Terms that we may provide to you will be incorporated by reference into these Terms of Use. To the extent any Additional Terms conflict with these Terms of Use, the Additional Terms will control.

B. Modifications to these Terms of Use or Additional Terms will be effective immediately upon notice, either by posting on the Website or as in the case of members, by notification by email or conventional mail. It is your responsibility to review the Terms of Use on the Website from time to time for any changes or Additional Terms. Your access and use of TCVI following any modification of these Terms of Use or the provision of Additional Terms will signify your assent to and acceptance of the same. If you object to any subsequent revision to the Terms of Use or to any Additional Terms, you may terminate your Membership as provided in Section X herein or, if you do not have a Membership, your only recourse is to immediately discontinue use of the Website.

XIII. MISCELLANEOUS

A. Any delay or failure on the part of us to exercise or enforce any rights under these Terms of Use to which we may be entitled shall not, in any event, be construed as a waiver of the right and privilege to do so at any subsequent time. You irrevocably agree that you waive any and all rights to injunctive or other equitable relief. The section headings used herein are for convenience only and shall not be given any legal import. If any provision of these Terms of Use is held to be invalid or unenforceable, the invalidity of such provision shall not affect the validity of the remaining provisions of the Terms of Use, which shall remain in full force and effect.

B. These Terms of Use (including the Privacy Policy and any Additional Terms incorporated by reference) constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between Faithful Servant LLC and any other party with respect to such subject matter.

C. You may not assign these Terms of Use or assign any rights or delegate any obligations hereunder, in whole or in part, without our prior written consent. Any such purported assignment or delegation by you without the appropriate prior written consent will be null and void and of no force and effect.

XIV. PRIVACY STATEMENT

A. When accessing our Website, Faithful Servant LLC and its Web Hosting partner will learn certain information about you during your visit. How we will handle the information we learn about you depends upon what you do when visiting our site. Be sure to read the Privacy Policy of both Faithful Servant LLC and Yahoo elsewhere on or linked from this site.

B. If you identify yourself by sending us an e-mail containing personal information, then the information collected will be used solely to respond to your message.

C. Third-party Ad Server Networks. The Website may use third-parties such as network advertisers to serve advertisements on the Website and may use traffic measurement services to analyze traffic on the Website. Network advertisers are third-parties that display advertisements based on your visits to the Website and other Websites you have visited. Third-party ad serving enables us to target advertisements to you for products and services in which you might be interested. The Website's third-party ad network providers, the advertisers, the sponsors and/or traffic measurement services may themselves set and access their own cookies on your computer if you choose to have cookies enabled in your browser and track certain behavioral information regarding users of your computer via a Device Identifier. These third-party cookies are set to, among other things: (a) help deliver advertisements to you that you might be interested in; (b) prevent you from seeing the same advertisements too many times; and (c) understand the usefulness to you of the advertisements that have been delivered to you. Note that any images (or any other parts of a web page) served by third-parties in association with third-party cookies may serve as web beacons, which enable third-parties to carry out the previously described activities. Third-party cookies and web beacons are governed by each third-party's specific privacy policy, not this one.

D. Public Forums. We may offer chat rooms, message boards, bulletin boards, or similar public forums where you and other users of our Website can communicate. The protections described in this Privacy Policy do not apply when you provide information (including personal information) in connection with your use of these public forums. We may use personally identifiable and non-personal information about you to identify you with a posting in a public forum. Any information you share in a public forum is public information and may be seen or collected by anyone, including third-parties that do not adhere to our Privacy Policy. We are not responsible for events arising from the distribution of any information you choose to publicly post or share through our Website.

E. Keeping Your Information Secure. We have implemented security measures we consider reasonable and appropriate to protect against the loss, misuse and alteration of the information under our control. Please be advised, however, that while we strive to protect your personally identifiable information and privacy, we cannot guarantee or warrant the security of any information you disclose or transmit to us online and are not responsible for the theft, destruction, or inadvertent disclosure of your personally identifiable information. In the unfortunate event that your "personally identifiable information" (as the term or similar terms are defined by any applicable law requiring notice upon a security breach) is compromised, we may notify you by e-mail (at our sole and absolute discretion) to the last e-mail address you have provided us in the most expedient time reasonable under the circumstances; provided, however, delays in notification may occur while we take necessary measures to determine the scope of the breach and restore reasonable integrity to the system as well as for the legitimate needs of law enforcement if notification would impede a criminal investigation.

F. Other Sites; Links. Our Website may link to or contain links to other third-party Websites that we do not control or maintain, such as in connection with purchasing products referenced on our Website and banner advertisements. We are not responsible for the privacy practices employed by any third-party Website. We encourage you to note when you leave our Website and to read the privacy statements of all third-party Websites before submitting any personally identifiable information.

G. Contact Information. You may contact us by mail at Faithful Servant LLC, 5510 Whig Street, Salamanca NY 14779 or by e-mail at FaithfulServantLLC@Yahoo.com if you have questions or comments about our terms and conditions of use or wish to make corrections to any personally identifiable information you have provided. We will respond to your request and, if applicable and appropriate, make the requested change in our active databases as soon as reasonably practicable. Please note that we may not be able to fulfill certain requests while allowing you access to certain benefits and features of our Website.

H. Sole Statement. This Privacy Policy as posted on this Website is the sole statement of our privacy policy with respect to this Website, and no summary, modification, restatement or other version thereof, or other privacy statement or policy, in any form, is valid unless we post a new or revised policy to the Website.